Installment plan

The installment plan is provided by a partner bank, not the store: 0-0-24 on Mac and iPad - no down payment and no overpayment.

What you need: an ID. Nothing else—no income statements or guarantors. The bank sends a decision within minutes.

How it works. You don't need to fill out any form on the website: you submit a request for an item in the usual way, a manager will contact you, confirm availability, and ask your preferred payment method. If you choose an installment plan, they will also forward your request to the bank and stay in touch until a decision is made.

If the bank declines, your order isn't lost: it remains valid and can be paid in the usual way. We don't comment on bank declines; they'll only tell you the reason.

Bank terms and conditions may vary, so we won't list the rate and terms here. The bank will provide the exact details once it reviews your application. If anything isn't what you expected, you can cancel the order—you're not bound by any terms until you receive the device.